Frequently Asked Questions
Common questions about investment property financing, private money loans, rental property loans, DSCR loans, refinances, and commercial real estate financing through Diggs Realty LLC.
Lending FAQs
Does Diggs Realty LLC lend money directly?
Diggs Realty LLC works as a real estate and lending brokerage resource to help investors access available financing options through lending partners. Loan approval, terms, rates, and documentation requirements are determined by the applicable lender and loan program.
What types of loans can you help with?
We can help review financing requests for investment property purchases, refinances, fix-and-flip projects, rental property loans, DSCR loans, bridge financing, cash-out refinances, and qualifying commercial real estate transactions.
What property types may qualify?
Eligible property types may include 1-4 unit residential investment properties, multifamily properties, mixed-use properties, retail, office, warehouse, and other qualifying commercial real estate. Eligibility depends on the lender, loan program, property condition, value, borrower profile, and transaction details.
Do you offer DSCR loans?
Yes, DSCR-style rental property loans may be available for qualifying investment properties. These programs may focus on the rental income and cash flow of the property rather than traditional personal income documentation.
Can I apply through an LLC or business entity?
Yes. Many investment property borrowers apply through an LLC, corporation, or other entity. Some programs may require entity borrowing, while others may allow individual borrowers depending on the loan type and property location.
Do you finance owner-occupied homes?
Our investment property lending options are generally designed for business-purpose and investor-purpose loans, not traditional owner-occupied residential mortgages. If you intend to live in the property, please disclose that clearly when submitting your request.
What information should I submit first?
Start by completing the online financing request form. Basic information such as your name, contact details, property address, loan purpose, requested loan amount, purchase price, estimated value, and renovation budget helps us complete an initial review.
What documents may be needed later?
Depending on the transaction, documents may include a purchase contract, property photos, renovation budget, rent roll, lease information, entity documents, insurance contact information, title or settlement contact information, payoff information, and other items requested by the lender.
How fast can my request be reviewed?
Most initial financing requests are reviewed within one business day. Timelines for approval and funding depend on borrower responsiveness, property details, documentation, lender review, title, insurance, appraisal or valuation, and other transaction factors.
Are rates and terms guaranteed?
No. Any discussed rates, terms, fees, loan amounts, and approvals are subject to lender review, underwriting, market conditions, property evaluation, borrower qualifications, and final loan approval.
Have a Real Estate Financing Request?
Submit your request online and Diggs Realty LLC will review your information.